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Business Owners Policy (BOP)
Commercial General Liability
Commercial Property Insurance
Commercial Auto Insurance
Individual Life Insurance

Our Location

Lawrence Insurance Agency

872 Smithfield Ave.
Lincoln, RI 02865
Main office: 401-526-4105
Fax: 401-726-9818

Office Hours:

Mon: 8:30 AM - 5:00 PM
Tues: 8:30 AM - 5:00 PM
Wed: 8:30 AM - 5:00 PM
Thurs: 8:30 AM - 5:00 PM
Fri: 8:30 AM - 5:00 PM
Sat: 9:00 AM - 12:00 PM
Sun: Closed

Our Providers

Business Insurance in Lincoln, RI

Providing Exceptional Insurance Products and Professional Risk Management Counsel for All of New England and NY, PA, OH. 

Building a commercial insurance policy can be a complex process, especially for Rhode Island businesses. With assistance from a trusted advisor, however, complexities can be reduced. At the Lawrence Insurance Agency, we strive to offer outstanding insurance products and services to mitigate risk for our clients in RI and the surrounding states. Our goal is to write insurance policies that meet the needs of each individual client – not just make a sale for our own benefit.

A Business Insurance Program Designed to Mitigate Risk

Together, we can design a policy fitting for a variety of specific industries. Our agents take time to learn the ins and outs of your business operations, and identify risk exposures that could lead to financial loss. Ultimately the policy we develop will address these exposures in a manner that fits within your budget and risk tolerance.


A common investment for many companies with small to medium-sized operations is a Business Owners Policy (BOP). A BOP combines essential coverages, such as commercial general liability, commercial property, business income, and equipment breakdown, in a streamlined product. The BOP will also encompass protective measures relevant to your business requirements, including endorsements like food spoilage or data storage. 


We understand employees are an integral part of your business’ long-term sustainability; therefore, we focus on ensuring your most critical asset is fully protected – from workers compensation and employers liability to group health insurance and individual life insurance.


To gain further insight into the business insurance policies we can provide, please contact an agent at your convenience.

Local Agents Holding Themselves to Ethical and Professional Standards

As an agency, we work hard to be recognized by clients for our adherence to ethical and professional standards. Our staff is comprised of individuals local to the Lincoln, Rhode Island area, who strive to safeguard our neighboring individuals, families, and businesses.


We promote community service in Rhode Island with donations and membership to local charities and business groups.


If you’re interested in structuring your insurance portfolio with us, request a quote.

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